Enroll Today

Follow these simple steps to enroll in the VCU Retirement Savings Plans today!

1. Decide how much to contribute.

Explore contribution limits and learn how much you can contribute.

These interactive calculators can help you decide how much to contribute:

  • Take Home Pay Calculator
  • Contribution Calculator 


  • 2. Choose which investment options are right for you.

    The investment options available to the VCU Retirement Plans very by plan.

  • Review the investment options available in the Tax-Deferred Annuity Plan (all eligible employees).
  • Review the investment options available in the Cash Match Plan (all employees).
  • Review the investment options available in the Optional Retirement Plan (faculty only).
  • Looking for a professionally managed and diversified portfolio? Fidelity Freedom Funds® offer a diversified asset allocation investment strategy in a single fund.

    Fidelity Freedom Funds are designed for investors expecting to retire around the year indicated in each fund's name. Except for the Freedom Income Fund, the funds' asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond. Ultimately, they are expected to merge with the Freedom Income Fund. The investment risks of each Freedom Fund change over time as its asset allocation changes. They are subject to the volatility of the financial markets, including equity and fixed income investments in the U.S. and abroad and may be subject to risks associated with investing in high yield, small cap and, commodity-related, foreign securities. Principal invested is not guaranteed at any time, including at or after their target dates.


    3. Enroll Now—It's easy!

  • Please Note: This process should take you approximately 15 minutes.
  • Simply follow the online instructions for enrolling. The system will walk you through each of the necessary steps.
  • You will be requested to enter the plan number for the plan in which you are enrolling. The plan numbers for the VCU Retirement Plans are as follows:

    - Tax-Deferred Annuity Plan (all employees): 50548
    - Cash Match Plan (all employees): 57837
    - Optional Retirement Plan (faculty only): 73048

  • Don't forget! If you're enrolling in the Tax-Deferred Annuity Plan, you'll also need to complete the VCU TDA/403(b) Salary Reduction Agreement (SRA) to establish your contribution amount. The VCU TDA/403(b) SRA can be found on the VCU Benefits website.
  • Finally, return the SRA to Payroll Services at the address on the form.

  • Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.


    Go to fidelity.com
    Copyright 1998- FMR LLC. All rights reserved.
    Terms of Use | Privacy | Security
    Fidelity Brokerage Services LLC, member NYSE, SIPC
    900 Salem Street, Smithfield, RI 02917.