How to Use the Contribution Calculator
 
 
Contribution Calculator
 


Could you invest just 2 percent more? 

Use this calculator to see how much more you could accumulate in your workplace retirement plan over time by increasing the amount that you contribute from each paycheck. Even a 2 percent increase could make a big difference.

Enter information about your current situation, your current and proposed new contribution rate, as well as your own assumptions about the growth rate of your investments, and see the difference for yourself*.

For additional information, see How to use the Contribution Calculator



This calculator is intended to serve as an educational tool, not investment advice. It enables you to enter hypothetical data. The variables you choose are not meant to reflect the performance of any security or current economic conditions. The examples are intended for illustrative purposes only and are not a prediction of investment results. Your own account may earn more or less than these examples and income taxes will be due upon withdrawal. Rates of return vary over time, particularly for long-term investments. Investments offering higher rates of return involve a higher degree of risk to principal. 

Assumptions: Investments are made at the beginning of the period. Chart balances shown are end-of-year balances. And, the annual rate of return is compounded at the same frequency as the contribution. Calculations are based on the values entered into the calculator and do not take into account any limits imposed by IRS or plan rules. Also, the calculations assume a steady rate of contribution for the number of years invested that is entered.





 

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