Fidelity provides many tools and calculators to help you create a successful savings and retirement strategy.
Some of our more advanced planning tools are available exclusively through NetBenefitsSM, as noted below. If you have a Fidelity workplace savings account, be sure to establish a NetBenefits PIN, so that you can take full advantage of what Fidelity has to offer.
Tip: Many of these calculators will open in a second browser window. To close the window, simply click on the "X" in the top right corner.
Evaluating How Much You Can Save
403(b) Contribution Limit Calculation Tool
This interactive calculator computes your maximum allowable salary deferral contribution amounts, and provides you with a printable summary you can give your employer.
457(b) Contribution Limit Calculation Tool This interactive calculator computes your maximum allowable salary deferral contribution amounts, and provides you with a printable summary you can give your employer.
Portfolio Review In this tool, Fidelity offers straight-forward, specific guidance—including analysis of your portfolio, asset allocations and mutual fund suggestions—to help you fine-tune your portfolio to meet your financial goals.
Planning for Your Retirement Income
myPlan® Retirement Quick Check If retirement is years away, find out how much you may need to save to meet your goal. If retirement is close, take the first step to see if you will have enough to retire.
(Time to Complete: 10–15 minutes. Login required.)
Retirement Income Planner If you're in retirement or almost there, create an income plan to help ensure you don't outlive your assets.
(Time to Complete: 30–45 minutes. Login required.)
Minimum Required Distribution (MRD) Calculator When you turn 70½, the IRS generally requires that you begin withdrawing money from your retirement accounts (excluding Roth IRAs). Calculate your estimated yearly minimum required distribution.
Estate Planning Action Center These easy-to-use tools can illustrate potential estate planning strategies, and help you understand the relationship between estate-planning goals, strategies and products.
Other Planning Needs
Roth Educational Calculator You can view hypothetical scenarios showing some differences between a Roth 403(b) deferral and a Pre-tax deferral with the Roth Educational Calculator. When you launch the calculator, you may see a message asking about macros. If you do, please select "Enable Macros".
(Requirements: Microsoft® Excel needs to be installed on your PC) When you follow this link, you gain access to Excel files that contain macros. When you open one of these files, you may receive a Security Warning dialog box. In order to see the contents of the files, you must select Enable Macros. If you do not receive the warning dialog box and an error message is displayed, you need to set your Excel Macro Security Level to Medium. To do so, open Excel; on the Tools menu, click Macro, click Security, and then click Medium. Close Excel, and then try opening the file again.
1 Guidance is provided by Fidelity Representatives through the use of Fidelity’s suite of guidance tools. These tools are educational tools and not intended to serve as the primary or sole basis for your investment or tax planning decisions. They were developed by Strategic Advisers, Inc., a registered investment adviser and a Fidelity Investments company, and are offered for use by Fidelity Brokerage Services LLC, member NYSE, SIPC.
Portfolio Review is an educational tool.
Investment and workplace savings plan products and services offered directly to investors and plan sponsors: Fidelity Brokerage Services LLC, Member NYSE, SIPC, 100 Summer Street, Boston, MA 02110.